Editorials


Federal Deposit Insurance Corporation Standard Insurance

The Federal Deposit Insurance Corporation (FDIC) is a government agency in the United States that was established in 1933 in response to the widespread bank failures during the Great Depression. The FDIC's mission is to insure deposits at banks and savings associations, promote safe and sound banking practices, and protect ...
3/17/2023

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How Will Stormy Weather Impact Insurance in California?

Strange and unusual weather has been common in California in the last five years. Dry periods have created the opening for massive forest fires, which have destroyed homes and caused lost lives, and now flooding is devastating the state. Residents in California have been rocked by strange weather events and ...
1/17/2023

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UN Announces Insurance Fund for Climate Impacts

In a much-anticipated and likely far overdue move, the UN has announced that it has launched a new insurance system that will allow for swift financial aid when national disasters happen due to the effects of climate change . The insurance program is called Global Shield, and it was backed ...
12/20/2022

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Florida Hurricane Season Heralds Increased Insurance Rates

As the Florida hurricane season is starting to pick up, insurance companies and insureds alike are concerned about further rate hikes burdening an already floundering insurance structure. It’s no secret that insurers in Florida are struggling to care for their customers, and as more and more insurance companies enter receivership ...
11/15/2022

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Hurricane Ian the Most Recent Heavy Blow to Florida’s Damage Insurance Sector

It is no secret that Florida’s home insurance sector has never been in more trouble. According to NBC Miami , 12.8% of occupied Florida homes don’t carry housing insurance. This is twice as many when compared to the national average. Skyrocketing insurance premium costs are the primary reason for this ...
10/14/2022

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Kentucky Flooding Shows Insurance Professionals How Limited Flood Insurance Policies Can Be

Flood insurance is one of those items that many people are forced to have in place for their home if it is located in a location that is on a historical flood plain or near a body of water. No one really expects ever to have to use this policy. ...
9/1/2022

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Effects of Inflation on the Insurance Industry

Various states are currently experiencing a new crisis that likely no one saw coming. The crisis is not a natural disaster, an issue to do with public health or even a new social concern. Instead, the issue that has escalated toward the state of crisis is the exponential increase in ...
8/15/2022

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What is Crypto Insurance and Do You Need It?

Insurance is one of those things that everyone grumbles about paying for, but then when it is really needed, we are all grateful that we have it. There are many things that we can opt to insure such as jewelry and art, but there are other things that we are ...
7/27/2022

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Florida Insurance Crisis: What is the Latest?

Everyone pays for their insurance almost out of habit. We know that we are required to have it and we pay for it in the hopes that we don’t have to use it. But what if your insurance company fails and there are no options to replace it? What do ...
6/29/2022

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How This Year’s Tornado Season Will Impact Your Insurance Customers

The US tornado season is often a time of worry and increased claim numbers for all insurance companies. There is nothing more unpredictable than a tornado, and the season, which runs from March through June, can see many major incidents or just a few scattered events. Planning ahead for the ...
5/17/2022

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