Editorials


Florida Hurricane Season Heralds Increased Insurance Rates

As the Florida hurricane season is starting to pick up, insurance companies and insureds alike are concerned about further rate hikes burdening an already floundering insurance structure. It’s no secret that insurers in Florida are struggling to care for their customers, and as more and more insurance companies enter receivership ...
11/15/2022

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Hurricane Ian the Most Recent Heavy Blow to Florida’s Damage Insurance Sector

It is no secret that Florida’s home insurance sector has never been in more trouble. According to NBC Miami , 12.8% of occupied Florida homes don’t carry housing insurance. This is twice as many when compared to the national average. Skyrocketing insurance premium costs are the primary reason for this ...
10/14/2022

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Kentucky Flooding Shows Insurance Professionals How Limited Flood Insurance Policies Can Be

Flood insurance is one of those items that many people are forced to have in place for their home if it is located in a location that is on a historical flood plain or near a body of water. No one really expects ever to have to use this policy. ...
9/1/2022

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Effects of Inflation on the Insurance Industry

Various states are currently experiencing a new crisis that likely no one saw coming. The crisis is not a natural disaster, an issue to do with public health or even a new social concern. Instead, the issue that has escalated toward the state of crisis is the exponential increase in ...
8/15/2022

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What is Crypto Insurance and Do You Need It?

Insurance is one of those things that everyone grumbles about paying for, but then when it is really needed, we are all grateful that we have it. There are many things that we can opt to insure such as jewelry and art, but there are other things that we are ...
7/27/2022

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Florida Insurance Crisis: What is the Latest?

Everyone pays for their insurance almost out of habit. We know that we are required to have it and we pay for it in the hopes that we don’t have to use it. But what if your insurance company fails and there are no options to replace it? What do ...
6/29/2022

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How This Year’s Tornado Season Will Impact Your Insurance Customers

The US tornado season is often a time of worry and increased claim numbers for all insurance companies. There is nothing more unpredictable than a tornado, and the season, which runs from March through June, can see many major incidents or just a few scattered events. Planning ahead for the ...
5/17/2022

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Inflation's Effect on Car Insurance

Inflation is a general increase in the level of price of an economy. It indicates a reduction in the purchasing power per unit of money. On the other hand, insurance is an arrangement undertaken by a company or state to provide an assurance of compensation for specified damage, loss, or ...
4/8/2022

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Cyber Insurance: Staying Ahead of the Game

As our world grows increasingly technology-driven, taking the business and commerce arenas along with it, the need for a response from the insurance industry increases. With larger amounts of money changing hands online and nearly all personal data and identity information being stored electronically, the threat of hacks, ransomware, and ...
3/3/2022

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Navigating an Insurance Claim After Damage from a Tornado

When a family is taking shelter from an impending tornado, figuring out how to handle adjusters and insurance carriers after the damage is done is likely at the bottom of their priority list. However, after surviving such an ordeal and looking upon the damage caused to their home or property, ...
12/27/2021

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