REFERENCES: Admiral, Brac, Colony, IAT Specialty, K & K, Empire Fire & Marine, James River Ins. Co., Mid-Continent, NICO, THE Insurance Co., NTA, Philadelphia, Starr Surplus Lines Ins. Co., State Auto, Western World, Zurich, Carolina Cas., General Star, Great American, Nautilus Ins. Co., XL Catlin, American Reliable, Kinsale.